{"id":1210,"date":"2026-08-25T07:20:47","date_gmt":"2026-08-25T12:20:47","guid":{"rendered":"https:\/\/futurfid.reviewthisweb.com\/?page_id=1210"},"modified":"2026-10-30T05:41:12","modified_gmt":"2026-10-30T10:41:12","slug":"fideicomiso-de-titularizacion","status":"publish","type":"page","link":"https:\/\/futurfid.reviewthisweb.com\/index.php\/negocio-fiduciario-2\/fideicomiso-de-titularizacion\/","title":{"rendered":"Fideicomiso de Titularizaci\u00f3n"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1210\" class=\"elementor elementor-1210\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e76226 e-flex e-con-boxed e-con e-parent\" data-id=\"4e76226\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-abae73c e-con-full e-flex e-con e-child\" data-id=\"abae73c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-80f7337-4b64e40 e-paragraph-base e-default-p\" data-interaction-id=\"80f7337\" data-e-type=\"widget\" data-id=\"80f7337\">Negocio fiduciario \u203a Titularizaci\u00f3n<\/p>\n\t\t\t\t\t<h1 data-interaction-id=\"ba4ee65\" class=\"e-ba4ee65-e64e7b4 e-heading-base e-default-h1\" data-e-type=\"widget\" data-id=\"ba4ee65\">Convierte tus <strong>activos en liquidez a trav\u00e9s del mercado de valores<\/strong>.<\/h1>\n\t\t\t\t\t<p class=\"e-f3e70d0-6866769 e-paragraph-base e-default-p\" data-interaction-id=\"f3e70d0\" data-e-type=\"widget\" data-id=\"f3e70d0\">Transforma cartera, derechos de cobro o inmuebles en valores calificados que se colocan entre inversionistas.<\/p>\n\t\t<div class=\"elementor-element elementor-element-5df2f71 e-con e-atomic-element e-flexbox-base e-default-div e-5df2f71-26566c5 \" data-id=\"5df2f71\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5df2f71\" data-e-type=\"e-flexbox\" data-id=\"5df2f71\">\n    \t\t\t<a href=\"\/#contacto\" target=\"_self\" class=\"e-ea02cde-1791aaa e-button-base e-default-a\" data-interaction-id=\"ea02cde\" data-e-type=\"widget\" data-id=\"ea02cde\">\n\tHabla con un asesor\n<\/a>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccaa6cd e-flex e-con-boxed e-con e-parent\" data-id=\"ccaa6cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4912b64 e-con-full e-grid e-con e-child\" data-id=\"4912b64\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-55a830c e-con e-atomic-element e-flexbox-base e-default-div e-55a830c-94d5ca0 \" data-id=\"55a830c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"55a830c\" data-e-type=\"e-flexbox\" data-id=\"55a830c\">\n    \t\t\t<h2 data-interaction-id=\"ad9423b\" class=\"e-ad9423b-ea2883e e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"ad9423b\">La titularizaci\u00f3n <strong>no es un pr\u00e9stamo<\/strong><\/h2>\n\t\t\t\t<div class=\"elementor-element elementor-element-788f3d1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"788f3d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-0feea51-00084b1 e-paragraph-base e-default-p\" data-interaction-id=\"0feea51\" data-e-type=\"widget\" data-id=\"0feea51\">Cuando una empresa titulariza no pide dinero prestado: transfiere activos al fideicomiso y este emite valores respaldados por esos activos. El repago proviene de los flujos que generan los propios activos, no del balance de la empresa.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20e96b7 e-flex e-con-boxed e-con e-parent\" data-id=\"20e96b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h2 data-interaction-id=\"0990a78\" class=\"e-0990a78-d0697a2 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"0990a78\">C\u00f3mo<strong> aportamos valor<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-213a29a-fa66cf2 e-paragraph-base e-default-p\" data-interaction-id=\"213a29a\" data-e-type=\"widget\" data-id=\"213a29a\">El originador transfiere activos; el fideicomiso emite valores calificados y la casa de valores los coloca entre inversionistas.<\/p>\n\t\t<div class=\"elementor-element elementor-element-d8f51c1 e-con-full e-grid e-con e-child\" data-id=\"d8f51c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0869bbc e-con e-atomic-element e-flexbox-base e-default-div e-0869bbc-6ffc7d8 \" data-id=\"0869bbc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0869bbc\" data-e-type=\"e-flexbox\" data-id=\"0869bbc\">\n    \t\t<div class=\"elementor-element elementor-element-1de2103 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1de2103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"12\" fill=\"#F0F4FA\"><\/rect><g clip-path=\"url(#clip0_2687_147)\"><path d=\"M35 30V34C35 34.2652 34.8946 34.5196 34.7071 34.7071C34.5196 34.8946 34.2652 35 34 35H19C18.4696 35 17.9609 34.7893 17.5858 34.4142C17.2107 34.0391 17 33.5304 17 33V19C17 18.4696 17.2107 17.9609 17.5858 17.5858C17.9609 17.2107 18.4696 17 19 17H32C32.2652 17 32.5196 17.1054 32.7071 17.2929C32.8946 17.4804 33 17.7348 33 18V21M17 19C17 19.5304 17.2107 20.0391 17.5858 20.4142C17.9609 20.7893 18.4696 21 19 21H34C34.2652 21 34.5196 21.1054 34.7071 21.2929C34.8946 21.4804 35 21.7348 35 22V26M35 26H32C31.4696 26 30.9609 26.2107 30.5858 26.5858C30.2107 26.9609 30 27.4696 30 28C30 28.5304 30.2107 29.0391 30.5858 29.4142C30.9609 29.7893 31.4696 30 32 30H35M35 26C35.2652 26 35.5196 26.1054 35.7071 26.2929C35.8946 26.4804 36 26.7348 36 27V29C36 29.2652 35.8946 29.5196 35.7071 29.7071C35.5196 29.8946 35.2652 30 35 30\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2687_147\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(14 14)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Liquidez sin m\u00e1s deuda<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-f5a3802-764445f e-paragraph-base e-default-p\" data-interaction-id=\"f5a3802\" data-e-type=\"widget\" data-id=\"f5a3802\">Los recursos vienen de la colocaci\u00f3n entre inversionistas, no de un cr\u00e9dito bancario.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-d2e4329 e-con e-atomic-element e-flexbox-base e-default-div e-d2e4329-cffcfc9 \" data-id=\"d2e4329\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d2e4329\" data-e-type=\"e-flexbox\" data-id=\"d2e4329\">\n    \t\t<div class=\"elementor-element elementor-element-29e3525 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"29e3525\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"12\" fill=\"#F0F4FA\"><\/rect><g clip-path=\"url(#clip0_2687_153)\"><path d=\"M29.001 22.9997L23.0006 29.0002M23.0006 22.9997L29.001 29.0002M36.0016 25.9999C36.0016 31.5232 31.5241 36.0007 26.0008 36.0007C20.4775 36.0007 16 31.5232 16 25.9999C16 20.4767 20.4775 15.9991 26.0008 15.9991C31.5241 15.9991 36.0016 20.4767 36.0016 25.9999Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2687_153\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(14 14)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Calificaci\u00f3n independiente<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-bbd4ab6-bd703f3 e-paragraph-base e-default-p\" data-interaction-id=\"bbd4ab6\" data-e-type=\"widget\" data-id=\"bbd4ab6\">Una calificadora autorizada eval\u00faa la estructura y da certeza al mercado.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-efd2752 e-con e-atomic-element e-flexbox-base e-default-div e-efd2752-b599576 \" data-id=\"efd2752\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"efd2752\" data-e-type=\"e-flexbox\" data-id=\"efd2752\">\n    \t\t<div class=\"elementor-element elementor-element-611675e elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"611675e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"12\" fill=\"#F0F4FA\"><\/rect><g clip-path=\"url(#clip0_2687_159)\"><path d=\"M21 23.9998V20.9995C21 19.6734 21.5268 18.4015 22.4645 17.4637C23.4021 16.526 24.6739 15.9991 26 15.9991C27.3261 15.9991 28.5979 16.526 29.5355 17.4637C30.4732 18.4015 31 19.6734 31 20.9995V23.9998M27 30.0003C27 30.5526 26.5523 31.0003 26 31.0003C25.4477 31.0003 25 30.5526 25 30.0003C25 29.4479 25.4477 29.0002 26 29.0002C26.5523 29.0002 27 29.4479 27 30.0003ZM19 23.9998H33C34.1046 23.9998 35 24.8953 35 25.9999V34.0006C35 35.1052 34.1046 36.0007 33 36.0007H19C17.8954 36.0007 17 35.1052 17 34.0006V25.9999C17 24.8953 17.8954 23.9998 19 23.9998Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2687_159\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(14 14)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Garant\u00edas incorporadas<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-9ca6c7c-4f0aa63 e-paragraph-base e-default-p\" data-interaction-id=\"9ca6c7c\" data-e-type=\"widget\" data-id=\"9ca6c7c\">La estructura protege a los inversionistas frente a variaciones en el comportamiento de los activos.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-437347a e-con e-atomic-element e-flexbox-base e-default-div e-437347a-dd646c7 \" data-id=\"437347a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"437347a\" data-e-type=\"e-flexbox\" data-id=\"437347a\">\n    \t\t<div class=\"elementor-element elementor-element-2f26c65 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2f26c65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F1F5F9\"><\/rect><g clip-path=\"url(#clip0_2605_2)\"><path d=\"M29.4772 26.8889L30.9922 35.4149C31.0092 35.5153 30.9951 35.6184 30.9519 35.7106C30.9086 35.8028 30.8382 35.8796 30.7502 35.9307C30.6621 35.9818 30.5605 36.0047 30.459 35.9966C30.3576 35.9884 30.261 35.9494 30.1822 35.8849L26.6022 33.1979C26.4294 33.0687 26.2195 32.999 26.0037 32.999C25.788 32.999 25.5781 33.0687 25.4052 33.1979L21.8192 35.8839C21.7406 35.9483 21.6441 35.9872 21.5427 35.9954C21.4414 36.0036 21.3399 35.9807 21.2519 35.9297C21.1639 35.8788 21.0935 35.8022 21.0502 35.7102C21.0068 35.6182 20.9925 35.5152 21.0092 35.4149L22.5232 26.8889M32 21.9992C32 25.3129 29.3137 27.9992 26 27.9992C22.6863 27.9992 20 25.3129 20 21.9992C20 18.6855 22.6863 15.9992 26 15.9992C29.3137 15.9992 32 18.6855 32 21.9992Z\" stroke=\"#0072CE\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2605_2\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(14 14)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Pioneros<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-b8276b6-ec8fccb e-paragraph-base e-default-p\" data-interaction-id=\"b8276b6\" data-e-type=\"widget\" data-id=\"b8276b6\">FUTURFID estructur\u00f3 la primera titularizaci\u00f3n sindicada del Ecuador, en 2009.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b29f8c2 e-flex e-con-boxed e-con e-parent\" data-id=\"b29f8c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ca3ddf6 e-con e-atomic-element e-flexbox-base e-default-div e-ca3ddf6-0c873f8 \" data-id=\"ca3ddf6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ca3ddf6\" data-e-type=\"e-flexbox\" data-id=\"ca3ddf6\">\n    \t\t\t<h2 data-interaction-id=\"8156fc8\" class=\"e-8156fc8-8c82bd8 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"8156fc8\">Una estructura que <strong>convierte activos en valores calificados<\/strong>, con control independiente en cada per\u00edodo.<\/h2>\n\t\t\t\t\t<p class=\"e-0175078-fe8884f e-paragraph-base e-default-p\" data-interaction-id=\"0175078\" data-e-type=\"widget\" data-id=\"0175078\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-3b04602 e-con-full e-grid e-con e-child\" data-id=\"3b04602\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-003dfc9 e-con e-atomic-element e-flexbox-base e-default-div e-003dfc9-7d7e95d \" data-id=\"003dfc9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"003dfc9\" data-e-type=\"e-flexbox\" data-id=\"003dfc9\">\n    \t\t<div class=\"elementor-element elementor-element-add91ae elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"add91ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M20.512 30.698C19.492 30.698 18.568 30.422 17.74 29.87C16.912 29.318 16.258 28.55 15.778 27.566C15.31 26.57 15.076 25.424 15.076 24.128C15.076 22.82 15.31 21.68 15.778 20.708C16.246 19.724 16.888 18.962 17.704 18.422C18.52 17.87 19.444 17.594 20.476 17.594C21.52 17.594 22.45 17.87 23.266 18.422C24.082 18.962 24.724 19.724 25.192 20.708C25.672 21.692 25.912 22.838 25.912 24.146C25.912 25.454 25.672 26.6 25.192 27.584C24.724 28.568 24.082 29.336 23.266 29.888C22.462 30.428 21.544 30.698 20.512 30.698ZM20.494 28.196C21.022 28.196 21.478 28.046 21.862 27.746C22.246 27.434 22.54 26.978 22.744 26.378C22.96 25.766 23.068 25.022 23.068 24.146C23.068 23.258 22.96 22.514 22.744 21.914C22.54 21.314 22.246 20.864 21.862 20.564C21.478 20.252 21.016 20.096 20.476 20.096C19.96 20.096 19.504 20.246 19.108 20.546C18.724 20.846 18.43 21.296 18.226 21.896C18.022 22.496 17.92 23.24 17.92 24.128C17.92 25.016 18.022 25.76 18.226 26.36C18.43 26.96 18.724 27.416 19.108 27.728C19.504 28.04 19.966 28.196 20.494 28.196ZM29.2963 30.5V17.792H32.1043V30.5H29.2963ZM26.8483 20.186V17.792H31.9243V20.186H26.8483Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Transferencia de activos<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl originador transfiere al fideicomiso los activos que generar\u00e1n los flujos de repago.\n\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a844674 elementor-widget elementor-widget-n-accordion\" data-id=\"a844674\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1760\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1760\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1760\" class=\"elementor-element elementor-element-bbf6331 e-con-full e-flex e-con e-child\" data-id=\"bbf6331\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c16a0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f4c16a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cartera de cr\u00e9dito, derechos de cobro u otros activos elegibles. El fideicomiso los recibe, registra y administra de forma independiente del patrimonio del originador.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01634d0 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"01634d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M19.344 30.176C18.4373 30.176 17.616 29.9307 16.88 29.44C16.144 28.9493 15.5627 28.2667 15.136 27.392C14.72 26.5067 14.512 25.488 14.512 24.336C14.512 23.1733 14.72 22.16 15.136 21.296C15.552 20.4213 16.1227 19.744 16.848 19.264C17.5733 18.7733 18.3947 18.528 19.312 18.528C20.24 18.528 21.0667 18.7733 21.792 19.264C22.5173 19.744 23.088 20.4213 23.504 21.296C23.9307 22.1707 24.144 23.1893 24.144 24.352C24.144 25.5147 23.9307 26.5333 23.504 27.408C23.088 28.2827 22.5173 28.9653 21.792 29.456C21.0773 29.936 20.2613 30.176 19.344 30.176ZM19.328 27.952C19.7973 27.952 20.2027 27.8187 20.544 27.552C20.8853 27.2747 21.1467 26.8693 21.328 26.336C21.52 25.792 21.616 25.1307 21.616 24.352C21.616 23.5627 21.52 22.9013 21.328 22.368C21.1467 21.8347 20.8853 21.4347 20.544 21.168C20.2027 20.8907 19.792 20.752 19.312 20.752C18.8533 20.752 18.448 20.8853 18.096 21.152C17.7547 21.4187 17.4933 21.8187 17.312 22.352C17.1307 22.8853 17.04 23.5467 17.04 24.336C17.04 25.1253 17.1307 25.7867 17.312 26.32C17.4933 26.8533 17.7547 27.2587 18.096 27.536C18.448 27.8133 18.8587 27.952 19.328 27.952ZM25.0403 28.592L29.3763 24.112C29.6429 23.8453 29.8563 23.6 30.0163 23.376C30.1763 23.152 30.2936 22.944 30.3683 22.752C30.4429 22.5493 30.4803 22.3467 30.4803 22.144C30.4803 21.7067 30.3363 21.3653 30.0483 21.12C29.7709 20.864 29.4029 20.736 28.9443 20.736C28.4963 20.736 28.0909 20.8587 27.7283 21.104C27.3763 21.3387 27.0349 21.728 26.7043 22.272L25.0243 20.816C25.4723 20.0587 26.0429 19.488 26.7363 19.104C27.4296 18.72 28.2243 18.528 29.1203 18.528C29.8989 18.528 30.5709 18.672 31.1363 18.96C31.7123 19.248 32.1549 19.6587 32.4643 20.192C32.7843 20.7253 32.9443 21.3493 32.9443 22.064C32.9443 22.512 32.8856 22.928 32.7683 23.312C32.6509 23.6853 32.4589 24.0587 32.1923 24.432C31.9363 24.7947 31.5896 25.1947 31.1523 25.632L28.1443 28.624L25.0403 28.592ZM25.0403 30V28.592L27.1683 27.856H33.1683V30H25.0403Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Estructuraci\u00f3n y calificaci\u00f3n<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFUTURFID estructura, incorpora las garant\u00edas e impulsa la calificaci\u00f3n de riesgo independiente.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47353bb elementor-widget elementor-widget-n-accordion\" data-id=\"47353bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7460\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7460\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7460\" class=\"elementor-element elementor-element-2c1fea9 e-con-full e-flex e-con e-child\" data-id=\"2c1fea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff8b286 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ff8b286\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FUTURFID act\u00faa como agente de manejo y realiza la estructuraci\u00f3n legal y fiduciaria sobre la estructura financiera definida por el estructurador financiero designado. La Superintendencia de Compa\u00f1\u00edas, Valores y Seguros autoriza la emisi\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e55a32b elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e55a32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M19.344 30.176C18.4373 30.176 17.616 29.9307 16.88 29.44C16.144 28.9493 15.5627 28.2667 15.136 27.392C14.72 26.5067 14.512 25.488 14.512 24.336C14.512 23.1733 14.72 22.16 15.136 21.296C15.552 20.4213 16.1227 19.744 16.848 19.264C17.5733 18.7733 18.3947 18.528 19.312 18.528C20.24 18.528 21.0667 18.7733 21.792 19.264C22.5173 19.744 23.088 20.4213 23.504 21.296C23.9307 22.1707 24.144 23.1893 24.144 24.352C24.144 25.5147 23.9307 26.5333 23.504 27.408C23.088 28.2827 22.5173 28.9653 21.792 29.456C21.0773 29.936 20.2613 30.176 19.344 30.176ZM19.328 27.952C19.7973 27.952 20.2027 27.8187 20.544 27.552C20.8853 27.2747 21.1467 26.8693 21.328 26.336C21.52 25.792 21.616 25.1307 21.616 24.352C21.616 23.5627 21.52 22.9013 21.328 22.368C21.1467 21.8347 20.8853 21.4347 20.544 21.168C20.2027 20.8907 19.792 20.752 19.312 20.752C18.8533 20.752 18.448 20.8853 18.096 21.152C17.7547 21.4187 17.4933 21.8187 17.312 22.352C17.1307 22.8853 17.04 23.5467 17.04 24.336C17.04 25.1253 17.1307 25.7867 17.312 26.32C17.4933 26.8533 17.7547 27.2587 18.096 27.536C18.448 27.8133 18.8587 27.952 19.328 27.952ZM28.7043 30.176C27.9256 30.176 27.2109 30.0427 26.5603 29.776C25.9096 29.4987 25.3603 29.104 24.9123 28.592L26.5283 26.976C26.7309 27.2747 27.0243 27.52 27.4083 27.712C27.8029 27.8933 28.2189 27.984 28.6562 27.984C29.0509 27.984 29.3923 27.9147 29.6803 27.776C29.9683 27.6373 30.1923 27.44 30.3523 27.184C30.5229 26.928 30.6083 26.624 30.6083 26.272C30.6083 25.92 30.5229 25.6213 30.3523 25.376C30.1923 25.12 29.9523 24.9227 29.6323 24.784C29.3229 24.6453 28.9496 24.576 28.5123 24.576C28.3096 24.576 28.0963 24.592 27.8723 24.624C27.6589 24.6453 27.4776 24.6827 27.3283 24.736L28.4323 23.344C28.7309 23.2587 29.0136 23.1893 29.2803 23.136C29.5576 23.072 29.8136 23.04 30.0483 23.04C30.6243 23.04 31.1416 23.1787 31.6003 23.456C32.0589 23.7227 32.4216 24.1067 32.6883 24.608C32.9656 25.0987 33.1042 25.6853 33.1042 26.368C33.1042 27.1147 32.9176 27.776 32.5443 28.352C32.1816 28.928 31.6696 29.376 31.0083 29.696C30.3576 30.016 29.5896 30.176 28.7043 30.176ZM27.3283 24.736V23.344L30.0803 20.112L32.8963 20.096L30.0323 23.36L27.3283 24.736ZM25.6163 20.832V18.704H32.8963V20.096L30.9283 20.832H25.6163Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Desarrollo del proyecto<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl fideicomiso contrata y supervisa; los desembolsos siguen el avance verificado por el fiscalizador.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f1c710 elementor-widget elementor-widget-n-accordion\" data-id=\"5f1c710\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9970\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9970\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9970\" class=\"elementor-element elementor-element-de1d781 e-con-full e-flex e-con e-child\" data-id=\"de1d781\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3454f87 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3454f87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Constructor, fiscalizador, gerente de proyecto y comercializador son contratados por el fideicomiso seg\u00fan las instrucciones de la Junta. El fideicomiso lleva la contabilidad, cumple las obligaciones tributarias y emite reportes peri\u00f3dicos.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66afa2f elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"66afa2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M18.844 30.176C17.9373 30.176 17.116 29.9307 16.38 29.44C15.644 28.9493 15.0627 28.2667 14.636 27.392C14.22 26.5067 14.012 25.488 14.012 24.336C14.012 23.1733 14.22 22.16 14.636 21.296C15.052 20.4213 15.6227 19.744 16.348 19.264C17.0733 18.7733 17.8947 18.528 18.812 18.528C19.74 18.528 20.5667 18.7733 21.292 19.264C22.0173 19.744 22.588 20.4213 23.004 21.296C23.4307 22.1707 23.644 23.1893 23.644 24.352C23.644 25.5147 23.4307 26.5333 23.004 27.408C22.588 28.2827 22.0173 28.9653 21.292 29.456C20.5773 29.936 19.7613 30.176 18.844 30.176ZM18.828 27.952C19.2973 27.952 19.7027 27.8187 20.044 27.552C20.3853 27.2747 20.6467 26.8693 20.828 26.336C21.02 25.792 21.116 25.1307 21.116 24.352C21.116 23.5627 21.02 22.9013 20.828 22.368C20.6467 21.8347 20.3853 21.4347 20.044 21.168C19.7027 20.8907 19.292 20.752 18.812 20.752C18.3533 20.752 17.948 20.8853 17.596 21.152C17.2547 21.4187 16.9933 21.8187 16.812 22.352C16.6307 22.8853 16.54 23.5467 16.54 24.336C16.54 25.1253 16.6307 25.7867 16.812 26.32C16.9933 26.8533 17.2547 27.2587 17.596 27.536C17.948 27.8133 18.3587 27.952 18.828 27.952ZM24.4923 26.08L28.2043 18.704H30.9403L27.1483 26.08H24.4923ZM24.4923 27.488V26.08L25.3243 25.36H33.5483V27.488H24.4923ZM29.8203 30V23.008H32.2843V30H29.8203Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Colocaci\u00f3n entre inversionistas<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLa casa de valores coloca los t\u00edtulos a trav\u00e9s de las Bolsas de Valores; el producto llega al originador a trav\u00e9s del fideicomiso.\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b4be37 elementor-widget elementor-widget-n-accordion\" data-id=\"7b4be37\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1290\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1290\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1290\" class=\"elementor-element elementor-element-4d352cc e-con-full e-flex e-con e-child\" data-id=\"4d352cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98b046d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"98b046d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Los t\u00edtulos quedan custodiados en una entidad autorizada como dep\u00f3sito centralizado de compensaci\u00f3n y liquidaci\u00f3n de valores.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45acb9e elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"45acb9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0B1A30\"><\/rect><path d=\"M19.344 30.176C18.4373 30.176 17.616 29.9307 16.88 29.44C16.144 28.9493 15.5627 28.2667 15.136 27.392C14.72 26.5067 14.512 25.488 14.512 24.336C14.512 23.1733 14.72 22.16 15.136 21.296C15.552 20.4213 16.1227 19.744 16.848 19.264C17.5733 18.7733 18.3947 18.528 19.312 18.528C20.24 18.528 21.0667 18.7733 21.792 19.264C22.5173 19.744 23.088 20.4213 23.504 21.296C23.9307 22.1707 24.144 23.1893 24.144 24.352C24.144 25.5147 23.9307 26.5333 23.504 27.408C23.088 28.2827 22.5173 28.9653 21.792 29.456C21.0773 29.936 20.2613 30.176 19.344 30.176ZM19.328 27.952C19.7973 27.952 20.2027 27.8187 20.544 27.552C20.8853 27.2747 21.1467 26.8693 21.328 26.336C21.52 25.792 21.616 25.1307 21.616 24.352C21.616 23.5627 21.52 22.9013 21.328 22.368C21.1467 21.8347 20.8853 21.4347 20.544 21.168C20.2027 20.8907 19.792 20.752 19.312 20.752C18.8533 20.752 18.448 20.8853 18.096 21.152C17.7547 21.4187 17.4933 21.8187 17.312 22.352C17.1307 22.8853 17.04 23.5467 17.04 24.336C17.04 25.1253 17.1307 25.7867 17.312 26.32C17.4933 26.8533 17.7547 27.2587 18.096 27.536C18.448 27.8133 18.8587 27.952 19.328 27.952ZM28.7203 30.176C27.9416 30.176 27.2109 30.0427 26.5282 29.776C25.8562 29.4987 25.2963 29.104 24.8483 28.592L26.4803 26.976C26.6829 27.2747 26.9762 27.52 27.3603 27.712C27.7549 27.8933 28.1816 27.984 28.6403 27.984C29.0456 27.984 29.3976 27.9147 29.6963 27.776C29.9949 27.6267 30.2296 27.4187 30.4002 27.152C30.5709 26.8747 30.6562 26.5547 30.6562 26.192C30.6562 25.8187 30.5709 25.4987 30.4002 25.232C30.2296 24.9653 29.9896 24.7627 29.6803 24.624C29.3816 24.4747 29.0402 24.4 28.6562 24.4C28.2723 24.4 27.9202 24.4533 27.6003 24.56C27.2803 24.656 26.9869 24.8053 26.7203 25.008L26.9283 23.408C27.1736 23.216 27.4082 23.0613 27.6322 22.944C27.8562 22.816 28.1016 22.72 28.3682 22.656C28.6349 22.592 28.9496 22.56 29.3123 22.56C30.1443 22.56 30.8429 22.7307 31.4083 23.072C31.9843 23.4133 32.4163 23.8667 32.7043 24.432C33.0029 24.9973 33.1523 25.6213 33.1523 26.304C33.1523 27.0507 32.9656 27.7173 32.5923 28.304C32.2296 28.8907 31.7176 29.3493 31.0562 29.68C30.3949 30.0107 29.6163 30.176 28.7203 30.176ZM26.7203 25.008L25.6322 24L26.1763 18.704H28.4482L27.8562 23.952L26.7203 25.008ZM26.5122 20.832L26.1763 18.704H32.5282V20.832H26.5122Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Administraci\u00f3n y pago a inversionistas<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl fideicomiso cobra los flujos, aplica las garant\u00edas y paga en las fechas pactadas.\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2386ef1 elementor-widget elementor-widget-n-accordion\" data-id=\"2386ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3720\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3720\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3720\" class=\"elementor-element elementor-element-b9658ac e-con-full e-flex e-con e-child\" data-id=\"b9658ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27b4d35 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"27b4d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">El Comit\u00e9 de Vigilancia, elegido por la Asamblea de Inversionistas, supervisa la gesti\u00f3n en cada per\u00edodo.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-75562a6-268d52a e-paragraph-base e-default-p\" data-interaction-id=\"75562a6\" data-e-type=\"widget\" data-id=\"75562a6\"><\/p>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img e-8b58fcd-488ab1b\" data-interaction-id=\"8b58fcd\" data-e-type=\"widget\" data-id=\"8b58fcd\" id=\"1972\" src=\"https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/TITULARIZACION-SECCION-1-1.jpeg\" width=\"928\" height=\"1152\" srcset=\"https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/TITULARIZACION-SECCION-1-1.jpeg 928w, https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/TITULARIZACION-SECCION-1-1-242x300.jpeg 242w, https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/TITULARIZACION-SECCION-1-1-825x1024.jpeg 825w, https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/TITULARIZACION-SECCION-1-1-768x953.jpeg 768w\" alt=\"\"\/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67e4162 e-flex e-con-boxed e-con e-parent\" data-id=\"67e4162\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<p class=\"e-e6522f9-ab69c7b e-paragraph-base e-default-p\" data-interaction-id=\"e6522f9\" data-e-type=\"widget\" data-id=\"e6522f9\">C\u00f3mo fluyen los activos y los recursos<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"48a2a5f\" class=\"e-48a2a5f-0263125 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"48a2a5f\">Activos que generan flujos. <strong>Flujos que pagan a inversionistas<\/strong>.<\/h2>\n\t\t\t\t\t<p class=\"e-f49702e-1d8792d e-paragraph-base e-default-p\" data-interaction-id=\"f49702e\" data-e-type=\"widget\" data-id=\"f49702e\">La titularizaci\u00f3n conecta al originador con el mercado de valores a trav\u00e9s del fideicomiso, que administra con independencia total.<\/p>\n\t\t<div class=\"elementor-element elementor-element-9e9a996 e-con-full e-grid e-con e-child\" data-id=\"9e9a996\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f29e434 e-con e-atomic-element e-flexbox-base e-default-div e-f29e434-7191eae \" data-id=\"f29e434\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f29e434\" data-e-type=\"e-flexbox\" data-id=\"f29e434\">\n    \t\t\t<p class=\"e-a1f3a5a-070e28d e-paragraph-base e-default-p\" data-interaction-id=\"a1f3a5a\" data-e-type=\"widget\" data-id=\"a1f3a5a\">01.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"9379f27\" class=\"e-9379f27-97bdefe e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"9379f27\">Originador<\/h3>\n\t\t\t\t\t<p class=\"e-c26967b-eccf38e e-paragraph-base e-default-p\" data-interaction-id=\"c26967b\" data-e-type=\"widget\" data-id=\"c26967b\">Transfiere activos y recibe el producto neto de la colocaci\u00f3n.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-69c745b e-con e-atomic-element e-flexbox-base e-default-div e-69c745b-d3e3a10 \" data-id=\"69c745b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"69c745b\" data-e-type=\"e-flexbox\" data-id=\"69c745b\">\n    \t\t\t<p class=\"e-05cb17f-9118645 e-paragraph-base e-default-p\" data-interaction-id=\"05cb17f\" data-e-type=\"widget\" data-id=\"05cb17f\">02.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"af1fad9\" class=\"e-af1fad9-4089a2f e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"af1fad9\">Emisi\u00f3n<\/h3>\n\t\t\t\t\t<p class=\"e-aac6138-6262d79 e-paragraph-base e-default-p\" data-interaction-id=\"aac6138\" data-e-type=\"widget\" data-id=\"aac6138\">El fideicomiso emite valores que la casa de valores coloca.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-1133fdb e-con e-atomic-element e-flexbox-base e-default-div e-1133fdb-bdb50d4 \" data-id=\"1133fdb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1133fdb\" data-e-type=\"e-flexbox\" data-id=\"1133fdb\">\n    \t\t\t<p class=\"e-2de5694-65a077f e-paragraph-base e-default-p\" data-interaction-id=\"2de5694\" data-e-type=\"widget\" data-id=\"2de5694\">03.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"40a3f62\" class=\"e-40a3f62-cc87a04 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"40a3f62\">Cobranza<\/h3>\n\t\t\t\t\t<p class=\"e-f2d520b-7866cc1 e-paragraph-base e-default-p\" data-interaction-id=\"f2d520b\" data-e-type=\"widget\" data-id=\"f2d520b\">Los activos generan flujos que ingresan al fideicomiso.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-c83527c e-con e-atomic-element e-flexbox-base e-default-div e-c83527c-1f1c30a \" data-id=\"c83527c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c83527c\" data-e-type=\"e-flexbox\" data-id=\"c83527c\">\n    \t\t\t<p class=\"e-c256131-2033474 e-paragraph-base e-default-p\" data-interaction-id=\"c256131\" data-e-type=\"widget\" data-id=\"c256131\">04.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"fd40d3f\" class=\"e-fd40d3f-97c63f5 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"fd40d3f\">Pago<\/h3>\n\t\t\t\t\t<p class=\"e-aaa0173-a5def64 e-paragraph-base e-default-p\" data-interaction-id=\"aaa0173\" data-e-type=\"widget\" data-id=\"aaa0173\">El fideicomiso aplica las garant\u00edas y paga a los inversionistas.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-5f6471d e-con e-atomic-element e-flexbox-base e-default-div e-5f6471d-92dc207 \" data-id=\"5f6471d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5f6471d\" data-e-type=\"e-flexbox\" data-id=\"5f6471d\">\n    \t\t\t<p class=\"e-75e93de-e78a8a0 e-paragraph-base e-default-p\" data-interaction-id=\"75e93de\" data-e-type=\"widget\" data-id=\"75e93de\">05.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"3f7b76d\" class=\"e-3f7b76d-2719fa1 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"3f7b76d\">Vigilancia<\/h3>\n\t\t\t\t\t<p class=\"e-d4d4620-04767d7 e-paragraph-base e-default-p\" data-interaction-id=\"d4d4620\" data-e-type=\"widget\" data-id=\"d4d4620\">El Comit\u00e9 de Vigilancia supervisa la gesti\u00f3n en cada per\u00edodo.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-924bf33 elementor-widget elementor-widget-n-accordion\" data-id=\"924bf33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1530\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1530\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Leer m\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1530\" class=\"elementor-element elementor-element-12df6a8 e-con-full e-flex e-con e-child\" data-id=\"12df6a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07c5d5c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"07c5d5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mecanismo de garant\u00eda: los procesos de titularizaci\u00f3n incorporan uno o m\u00e1s mecanismos conforme a la normativa del mercado de valores ecuatoriano: sobrecolateralizaci\u00f3n, subordinaci\u00f3n de tramos, fondo de reserva, exceso de flujo de caja, garant\u00eda bancaria, p\u00f3liza de seguro u otros mecanismos aprobados por la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros. Su combinaci\u00f3n y alcance se define en el contrato seg\u00fan el tipo de activo y el perfil de la emisi\u00f3n. En el caso de titularizaciones de derechos de cobro sobre ventas futuras esperadas, la ley exige adicionalmente la garant\u00eda solidaria del originador.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-b931269-812875b e-paragraph-base e-default-p\" data-interaction-id=\"b931269\" data-e-type=\"widget\" data-id=\"b931269\">Cada estructura se califica de forma independiente antes de salir al mercado.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-251907d e-flex e-con-boxed e-con e-parent\" data-id=\"251907d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h2 data-interaction-id=\"bb12771\" class=\"e-bb12771-b35339f e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"bb12771\">Una herramienta para <strong>empresas con activos generadores de flujos<\/strong>.<\/h2>\n\t\t<div class=\"elementor-element elementor-element-8215bdc e-con-full e-grid e-con e-child\" data-id=\"8215bdc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3721cdb e-con e-atomic-element e-flexbox-base e-default-div e-3721cdb-48e2ba6 \" data-id=\"3721cdb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3721cdb\" data-e-type=\"e-flexbox\" data-id=\"3721cdb\">\n    \t\t\t<h3 data-interaction-id=\"5ce313c\" class=\"e-5ce313c-31b513c e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"5ce313c\">Titularizaci\u00f3n de cartera de cr\u00e9dito<\/h3>\n\t\t<div class=\"elementor-element elementor-element-4e8434b e-con e-atomic-element e-flexbox-base e-default-div e-4e8434b-acc2af7 \" data-id=\"4e8434b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4e8434b\" data-e-type=\"e-flexbox\" data-id=\"4e8434b\">\n    \t\t\t<p class=\"e-c8fc057-4c1d1b1 e-paragraph-base e-default-p\" data-interaction-id=\"c8fc057\" data-e-type=\"widget\" data-id=\"c8fc057\"><strong>Qu\u00e9 hacemos:<\/strong><\/p>\n\t\t\t\t\t<p class=\"e-d246b6d-fa90c2b e-paragraph-base e-default-p\" data-interaction-id=\"d246b6d\" data-e-type=\"widget\" data-id=\"d246b6d\">Convertimos carteras de cr\u00e9dito en liquidez inmediata; los flujos de cobranza pagan a los inversionistas.<\/p>\n\t\t\t\t\t<p class=\"e-47558d1-fa46755 e-paragraph-base e-default-p\" data-interaction-id=\"47558d1\" data-e-type=\"widget\" data-id=\"47558d1\"><strong>Cu\u00e1ndo conviene:<\/strong><br><\/p>\n\t\t\t\t\t<p class=\"e-887f5b0-416aff8 e-paragraph-base e-default-p\" data-interaction-id=\"887f5b0\" data-e-type=\"widget\" data-id=\"887f5b0\">Cuando la empresa tiene una cartera de volumen significativo y quiere diversificar sus fuentes de financiamiento.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-b21b5c8 e-con e-atomic-element e-flexbox-base e-default-div e-b21b5c8-7df7468 \" data-id=\"b21b5c8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b21b5c8\" data-e-type=\"e-flexbox\" data-id=\"b21b5c8\">\n    \t\t\t<h3 data-interaction-id=\"be1f513\" class=\"e-be1f513-7515a36 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"be1f513\">Titularizaci\u00f3n de flujos de concesi\u00f3n o contratos<\/h3>\n\t\t<div class=\"elementor-element elementor-element-49b9290 e-con e-atomic-element e-flexbox-base e-default-div e-49b9290-686f00e \" data-id=\"49b9290\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"49b9290\" data-e-type=\"e-flexbox\" data-id=\"49b9290\">\n    \t\t\t<p class=\"e-6e339d9-a768345 e-paragraph-base e-default-p\" data-interaction-id=\"6e339d9\" data-e-type=\"widget\" data-id=\"6e339d9\"><strong>Qu\u00e9 hacemos:<\/strong><\/p>\n\t\t\t\t\t<p class=\"e-a92287c-75adf06 e-paragraph-base e-default-p\" data-interaction-id=\"a92287c\" data-e-type=\"widget\" data-id=\"a92287c\">Titularizamos flujos futuros de concesiones o derechos de cobro a largo plazo.<\/p>\n\t\t\t\t\t<p class=\"e-70475ec-8ff6d87 e-paragraph-base e-default-p\" data-interaction-id=\"70475ec\" data-e-type=\"widget\" data-id=\"70475ec\"><strong>Cu\u00e1ndo conviene:<\/strong><br><\/p>\n\t\t\t\t\t<p class=\"e-e6bcfff-d2156e9 e-paragraph-base e-default-p\" data-interaction-id=\"e6bcfff\" data-e-type=\"widget\" data-id=\"e6bcfff\">Cuando la empresa necesita liquidez sin incrementar su endeudamiento bancario.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-136a11d e-con e-atomic-element e-flexbox-base e-default-div e-136a11d-54c2ea5 \" data-id=\"136a11d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"136a11d\" data-e-type=\"e-flexbox\" data-id=\"136a11d\">\n    \t\t\t<h3 data-interaction-id=\"23e598e\" class=\"e-23e598e-6b038dd e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"23e598e\">Titularizaci\u00f3n en tramos<\/h3>\n\t\t<div class=\"elementor-element elementor-element-f65ccd2 e-con e-atomic-element e-flexbox-base e-default-div e-f65ccd2-e6c1639 \" data-id=\"f65ccd2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f65ccd2\" data-e-type=\"e-flexbox\" data-id=\"f65ccd2\">\n    \t\t\t<p class=\"e-5eb9d89-b38ed66 e-paragraph-base e-default-p\" data-interaction-id=\"5eb9d89\" data-e-type=\"widget\" data-id=\"5eb9d89\"><strong>Qu\u00e9 hacemos:<\/strong><\/p>\n\t\t\t\t\t<p class=\"e-17e7a19-da8c682 e-paragraph-base e-default-p\" data-interaction-id=\"17e7a19\" data-e-type=\"widget\" data-id=\"17e7a19\">Organizamos la estructura en tramos con distintos plazos, tasas y calificaciones.<\/p>\n\t\t\t\t\t<p class=\"e-4a00f48-d719a09 e-paragraph-base e-default-p\" data-interaction-id=\"4a00f48\" data-e-type=\"widget\" data-id=\"4a00f48\"><strong>Cu\u00e1ndo conviene:<\/strong><br><\/p>\n\t\t\t\t\t<p class=\"e-df9c04c-552ea0b e-paragraph-base e-default-p\" data-interaction-id=\"df9c04c\" data-e-type=\"widget\" data-id=\"df9c04c\">Cuando el monto justifica acceder al mercado de valores con inversionistas institucionales diversos.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c3aca2 e-flex e-con-boxed e-con e-parent\" data-id=\"4c3aca2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b340ccc e-con e-atomic-element e-flexbox-base e-default-div e-b340ccc-188a983 \" data-id=\"b340ccc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b340ccc\" data-e-type=\"e-flexbox\" data-id=\"b340ccc\">\n    \t\t\t<p class=\"e-b6b36de-9aac967 e-paragraph-base e-default-p\" data-interaction-id=\"b6b36de\" data-e-type=\"widget\" data-id=\"b6b36de\">Caso de \u00e9xito<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"9de6c0e\" class=\"e-9de6c0e-175846e e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"9de6c0e\">Titularizaci\u00f3n de cartera de <strong>cr\u00e9dito retail con calificaci\u00f3n AAA<\/strong>.<\/h2>\n\t\t<div class=\"elementor-element elementor-element-b73d4c6 e-con-full e-grid e-con e-child\" data-id=\"b73d4c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aa4faff e-con e-atomic-element e-flexbox-base e-default-div e-aa4faff-281da66 \" data-id=\"aa4faff\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"aa4faff\" data-e-type=\"e-flexbox\" data-id=\"aa4faff\">\n    \t\t\t<h3 data-interaction-id=\"633059a\" class=\"e-633059a-7a2f02a e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"633059a\">USD 50M<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc47c0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bdc47c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-b20f89c-c7eeaf2 e-paragraph-base e-default-p\" data-interaction-id=\"b20f89c\" data-e-type=\"widget\" data-id=\"b20f89c\">titularizados<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-127d3ed e-con e-atomic-element e-flexbox-base e-default-div e-127d3ed-56dbfe0 \" data-id=\"127d3ed\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"127d3ed\" data-e-type=\"e-flexbox\" data-id=\"127d3ed\">\n    \t\t\t<h3 data-interaction-id=\"80ae6d8\" class=\"e-80ae6d8-a6a63ed e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"80ae6d8\">AAA<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-0647678 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0647678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-d41a3a9-688d3e5 e-paragraph-base e-default-p\" data-interaction-id=\"d41a3a9\" data-e-type=\"widget\" data-id=\"d41a3a9\">calificaci\u00f3n de los tramos activos<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-82683f2 e-con e-atomic-element e-flexbox-base e-default-div e-82683f2-e28f5fc \" data-id=\"82683f2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"82683f2\" data-e-type=\"e-flexbox\" data-id=\"82683f2\">\n    \t\t\t<h3 data-interaction-id=\"5c92f9c\" class=\"e-5c92f9c-271cde5 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"5c92f9c\">4 tramos<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-83db8dc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"83db8dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-2f0beac-1c99d12 e-paragraph-base e-default-p\" data-interaction-id=\"2f0beac\" data-e-type=\"widget\" data-id=\"2f0beac\">con calendarios de pago propios<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-86eb8b4 e-con-full e-grid e-con e-child\" data-id=\"86eb8b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fdc1546 e-con e-atomic-element e-flexbox-base e-default-div e-fdc1546-9409844 \" data-id=\"fdc1546\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fdc1546\" data-e-type=\"e-flexbox\" data-id=\"fdc1546\">\n    \t\t\t<p class=\"e-d643072-4f48825 e-paragraph-base e-default-p\" data-interaction-id=\"d643072\" data-e-type=\"widget\" data-id=\"d643072\">Una empresa del sector retail ecuatoriano titulariz\u00f3 su cartera de cr\u00e9dito al consumo en varios tramos. El fideicomiso recibe los flujos de cobranza, aplica el mecanismo de sobrecolateralizaci\u00f3n, gestiona el fondo de reserva y paga a los inversionistas en cada per\u00edodo.<\/p>\n\t\t\t\t\t<p class=\"e-07bb03e-596466c e-paragraph-base e-default-p\" data-interaction-id=\"07bb03e\" data-e-type=\"widget\" data-id=\"07bb03e\"><strong>Qu\u00e9 gan\u00f3 <\/strong><\/p>\n\t\t<div class=\"elementor-element elementor-element-acdd4af e-con e-atomic-element e-flexbox-base e-default-div e-acdd4af-3b91061 \" data-id=\"acdd4af\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"acdd4af\" data-e-type=\"e-flexbox\" data-id=\"acdd4af\">\n    \t\t<div class=\"elementor-element elementor-element-7ef447c elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7ef447c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLiquidez inmediata sin incrementar el pasivo: los recursos vienen del mercado, no de un banco.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faa892 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"4faa892\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tDiversificaci\u00f3n de fuentes de financiamiento, con acceso a inversionistas institucionales.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b04caf0 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"b04caf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCondiciones competitivas respaldadas por la calificaci\u00f3n de riesgo de los propios activos.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d346935 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"d346935\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLos activos titularizados quedan fuera del balance, aislando su riesgo del resto del patrimonio.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t\t<p class=\"e-a073bbb-f0d07fe e-paragraph-base e-default-p\" data-interaction-id=\"a073bbb\" data-e-type=\"widget\" data-id=\"a073bbb\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-62926c3 e-con e-atomic-element e-flexbox-base e-default-div e-62926c3-7282809 \" data-id=\"62926c3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"62926c3\" data-e-type=\"e-flexbox\" data-id=\"62926c3\">\n    \t\t<div class=\"elementor-element elementor-element-9f43e54 elementor-widget elementor-widget-image\" data-id=\"9f43e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/casoexito6.jpg\" class=\"attachment-large size-large wp-image-2210\" alt=\"\" srcset=\"https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/casoexito6.jpg 480w, https:\/\/futurfid.reviewthisweb.com\/wp-content\/uploads\/2026\/10\/casoexito6-300x225.jpg 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-5ec8c3b-daa9a8d e-paragraph-base e-default-p\" data-interaction-id=\"5ec8c3b\" data-e-type=\"widget\" data-id=\"5ec8c3b\"><\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a409d82 e-flex e-con-boxed e-con e-parent\" data-id=\"a409d82\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2abf5d elementor-widget elementor-widget-text-editor\" data-id=\"b2abf5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"simulador\" class=\"fide-simulador-section\">\n  <div class=\"fide-simulador__wrap\">\n\n    <!-- CABECERA -->\n    <div class=\"fide-simulador__header\">\n      <span class=\"fide-simulador__subbadge\">Diagn\u00f3stico r\u00e1pido<\/span>\n      <h2 class=\"fide-simulador__title\">\u00bfEs para tu caso?<\/h2>\n      <p class=\"fide-simulador__text\">Responde tres preguntas y te orientamos sobre la estructura que mejor se ajusta.<\/p>\n    <\/div>\n\n    <!-- TARJETA PRINCIPAL DE EVALUACI\u00d3N -->\n    <div class=\"fide-simulador__card\">\n      <form id=\"fideSimuladorForm\">\n        \n        <!-- PREGUNTA 1 -->\n        <div class=\"fide-quiz__group\">\n          <label class=\"fide-quiz__label\">1 \u00b7 \u00bfQu\u00e9 necesitas hacer?<\/label>\n          <div class=\"fide-quiz__options fide-quiz__options--vertical\">\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p1\" data-value=\"encargo\">Ejecutar un mandato puntual: canalizar, pagar o distribuir.<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p1\" data-value=\"admin\">Administrar bienes o flujos de forma continua.<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p1\" data-value=\"garantia\">Respaldar un cr\u00e9dito u obligaci\u00f3n.<\/button>\n          <\/div>\n        <\/div>\n\n        <!-- PREGUNTA 2 -->\n        <div class=\"fide-quiz__group\">\n          <label class=\"fide-quiz__label\">2 \u00b7 \u00bfQu\u00e9 es lo m\u00e1s importante para ti?<\/label>\n          <div class=\"fide-quiz__options fide-quiz__options--vertical\">\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p2\" data-value=\"rapidez\">Rapidez y trazabilidad en una operaci\u00f3n temporal.<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p2\" data-value=\"control\">Control continuo con patrimonio separado.<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p2\" data-value=\"certeza\">Certeza para el acreedor sobre la ejecuci\u00f3n.<\/button>\n          <\/div>\n        <\/div>\n\n        <!-- PREGUNTA 3 -->\n        <div class=\"fide-quiz__group\">\n          <label class=\"fide-quiz__label\">3 \u00b7 \u00bfEn qu\u00e9 etapa est\u00e1s?<\/label>\n          <div class=\"fide-quiz__options fide-quiz__options--grid\">\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p3\" data-value=\"explorando\">Explorando<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p3\" data-value=\"concreto\">Tengo un caso concreto<\/button>\n            <button class=\"fide-opt-btn\" type=\"button\" data-group=\"p3\" data-value=\"listo\">Listo para estructurar<\/button>\n          <\/div>\n        <\/div>\n\n        <!-- ACCIONES -->\n        <div class=\"fide-quiz__footer\">\n          <button id=\"fideCalcular\" class=\"fide-btn-submit\" type=\"button\">Ver el resultado<\/button>\n          <span class=\"fide-quiz__disclaimer\">Esta es una orientaci\u00f3n inicial, no una recomendaci\u00f3n vinculante.<\/span>\n        <\/div>\n      <\/form>\n\n      <!-- \u00c1REA DE RESULTADO -->\n      <div id=\"fideResultadoBox\" class=\"fide-quiz__result\" style=\"display: none;\">\n        <div class=\"fide-result__content\">\n          <span id=\"fideBadgeRes\" class=\"fide-result__badge\">Estructura Sugerida<\/span>\n          <h3 id=\"fideTituloRes\" class=\"fide-result__title\"><\/h3>\n          <p id=\"fideTextoRes\" class=\"fide-result__text\"><\/p>\n          <div class=\"fide-result__actions\">\n            <a id=\"fideCtaRes\" class=\"fide-btn-submit\" href=\"#formulario\">Habla con un asesor<\/a>\n            <button id=\"fideReevaluar\" class=\"fide-btn-link\" type=\"button\">Volver a evaluar<\/button>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<style>\n  .fide-simulador-section,\n  .fide-simulador-section * {\n    box-sizing: border-box;\n  }\n\n  .fide-simulador-section {\n    width: 100%;\n    padding: 40px 0;\n    background-color: transparent;\n    font-family: 'Inter', sans-serif;\n    font-weight: 300;\n  }\n\n  .fide-simulador__wrap {\n    width: 100%;\n    max-width: 900px;\n    margin: 0 auto;\n    padding: 0 20px;\n  }\n\n  .fide-simulador__header {\n    margin-bottom: 32px;\n  }\n\n  .fide-simulador__subbadge {\n    font-family: 'Plus Jakarta Sans', sans-serif;\n    font-size: 15px;\n    font-weight: 700;\n    color: #0072CE;\n    margin-bottom: 10px;\n    display: block;\n    line-height: 1.2;\n  }\n\n  .fide-simulador__title {\n    font-family: 'Plus Jakarta Sans', sans-serif;\n    font-size: clamp(28px, 3.5vw, 42px);\n    line-height: 1.15;\n    font-weight: 800;\n    color: #1C355E;\n    margin: 0 0 12px 0;\n    letter-spacing: -0.025em;\n  }\n\n  .fide-simulador__text {\n    font-family: 'Inter', sans-serif;\n    font-size: 17px;\n    line-height: 1.5;\n    font-weight: 400;\n    color: #4B5565;\n    margin: 0;\n  }\n\n  .fide-simulador__card {\n    background: #ffffff;\n    border-radius: 16px;\n    padding: 36px 32px;\n    border: 1px solid #E2E8F0;\n    box-shadow: 0 10px 25px -5px rgba(28, 53, 94, 0.04);\n  }\n\n  .fide-quiz__group {\n    margin-bottom: 28px;\n  }\n\n  .fide-quiz__label {\n    display: block;\n    font-family: 'Plus Jakarta Sans', sans-serif;\n    font-size: 16px;\n    font-weight: 800;\n    color: #1C355E;\n    margin-bottom: 12px;\n  }\n\n  .fide-quiz__options--vertical {\n    display: flex;\n    flex-direction: column;\n    gap: 10px;\n  }\n\n  .fide-quiz__options--grid {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 10px;\n  }\n\n  .fide-opt-btn {\n    width: 100%;\n    min-height: 48px;\n    padding: 12px 18px;\n    background: #ffffff;\n    border: 1px solid #E2E8F0;\n    border-radius: 10px;\n    color: #334155;\n    font-family: 'Inter', sans-serif;\n    font-size: 14px;\n    font-weight: 500;\n    text-align: left;\n    cursor: pointer;\n    transition: all 0.2s ease;\n  }\n\n  .fide-quiz__options--grid .fide-opt-btn {\n    text-align: center;\n  }\n\n  .fide-opt-btn:hover {\n    border-color: #0072CE;\n    background-color: #F8FAFC;\n  }\n\n  .fide-opt-btn.is-selected {\n    border-color: #0072CE;\n    background-color: #F0F7FF;\n    color: #0072CE;\n    font-weight: 700;\n    box-shadow: 0 0 0 1px #0072CE;\n  }\n\n  .fide-quiz__footer {\n    display: flex;\n    align-items: center;\n    gap: 20px;\n    margin-top: 36px;\n  }\n\n  .fide-btn-submit {\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    background: #0072CE;\n    color: #ffffff;\n    font-family: 'Plus Jakarta Sans', sans-serif;\n    font-size: 15px;\n    font-weight: 700;\n    padding: 14px 28px;\n    border-radius: 8px;\n    border: none;\n    cursor: pointer;\n    text-decoration: none;\n    transition: all 0.25s ease;\n    box-shadow: 0 4px 12px rgba(0, 114, 206, 0.18);\n    white-space: nowrap;\n  }\n\n  .fide-btn-submit:hover {\n    background: #1456A3;\n    transform: translateY(-1px);\n    box-shadow: 0 6px 16px rgba(0, 114, 206, 0.25);\n  }\n\n  .fide-quiz__disclaimer {\n    font-size: 13px;\n    color: #64748B;\n    font-weight: 400;\n  }\n\n  .fide-quiz__result {\n    margin-top: 20px;\n    padding-top: 24px;\n    border-top: 1px solid #E2E8F0;\n    animation: fadeIn 0.3s ease;\n  }\n\n  @keyframes fadeIn {\n    from { opacity: 0; transform: translateY(6px); }\n    to { opacity: 1; transform: translateY(0); }\n  }\n\n  .fide-result__badge {\n    display: inline-block;\n    font-size: 12px;\n    font-weight: 700;\n    color: #0072CE;\n    background: #E0F2FE;\n    padding: 4px 12px;\n    border-radius: 20px;\n    margin-bottom: 10px;\n  }\n\n  .fide-result__title {\n    font-family: 'Plus Jakarta Sans', sans-serif;\n    font-size: 24px;\n    font-weight: 800;\n    color: #1C355E;\n    margin: 0 0 8px 0;\n  }\n\n  .fide-result__text {\n    font-size: 15px;\n    color: #4B5565;\n    line-height: 1.6;\n    margin: 0 0 20px 0;\n  }\n\n  .fide-result__actions {\n    display: flex;\n    align-items: center;\n    gap: 16px;\n  }\n\n  .fide-btn-link {\n    background: none;\n    border: none;\n    color: #64748B;\n    font-size: 14px;\n    cursor: pointer;\n    text-decoration: underline;\n  }\n\n  @media (max-width: 768px) {\n    .fide-simulador-section { padding: 24px 0; }\n    .fide-simulador__card { padding: 24px 18px; }\n    .fide-quiz__options--grid { grid-template-columns: 1fr; }\n    .fide-quiz__footer { flex-direction: column; align-items: stretch; gap: 12px; }\n    .fide-quiz__disclaimer { text-align: center; }\n  }\n<\/style>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n  const selectedValues = { p1: null, p2: null, p3: null };\n  \n  const form = document.getElementById('fideSimuladorForm');\n  const resultBox = document.getElementById('fideResultadoBox');\n  const btnCalcular = document.getElementById('fideCalcular');\n  const btnReevaluar = document.getElementById('fideReevaluar');\n\n  \/\/ Mapeo de respuestas para simplificar la l\u00f3gica JS\n  const resultados = {\n    encargo: {\n      titulo: 'Encargo Fiduciario',\n      texto: 'El encargo fiduciario es ideal para cumplir un mandato puntual de ejecuci\u00f3n r\u00e1pida y transparente.',\n      url: '#formulario'\n    },\n    admin: {\n      titulo: 'Fideicomiso de Administraci\u00f3n',\n      texto: 'Para una gesti\u00f3n continua con patrimonio aut\u00f3nomo separado, te conviene un Fideicomiso de Administraci\u00f3n.',\n      url: '\/fideicomiso-de-administracion\/#formulario'\n    },\n    garantia: {\n      titulo: 'Fideicomiso de Garant\u00eda',\n      texto: 'Para respaldar un cr\u00e9dito u obligaci\u00f3n de forma segura para las partes, la mejor opci\u00f3n es un Fideicomiso de Garant\u00eda.',\n      url: '\/fideicomiso-de-garantia\/#formulario'\n    }\n  };\n\n  \/\/ Selecci\u00f3n de botones\n  document.querySelectorAll('.fide-opt-btn').forEach(btn => {\n    btn.addEventListener('click', function() {\n      const group = this.dataset.group;\n      const val = this.dataset.value;\n\n      document.querySelectorAll(`.fide-opt-btn[data-group=\"${group}\"]`)\n        .forEach(b => b.classList.remove('is-selected'));\n\n      this.classList.add('is-selected');\n      selectedValues[group] = val;\n    });\n  });\n\n  \/\/ Mostrar resultado\n  btnCalcular.addEventListener('click', function() {\n    if (!selectedValues.p1 || !selectedValues.p2 || !selectedValues.p3) {\n      alert('Por favor, selecciona una opci\u00f3n en cada una de las 3 preguntas.');\n      return;\n    }\n\n    const res = resultados[selectedValues.p1];\n    document.getElementById('fideTituloRes').textContent = res.titulo;\n    document.getElementById('fideTextoRes').textContent = res.texto;\n    document.getElementById('fideCtaRes').setAttribute('href', res.url);\n\n    form.style.display = 'none';\n    resultBox.style.display = 'block';\n  });\n\n  \/\/ Resetear\n  btnReevaluar.addEventListener('click', function() {\n    document.querySelectorAll('.fide-opt-btn').forEach(b => b.classList.remove('is-selected'));\n    Object.keys(selectedValues).forEach(k => selectedValues[k] = null);\n    resultBox.style.display = 'none';\n    form.style.display = 'block';\n  });\n});\n<\/script>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ee03d0 e-flex e-con-boxed e-con e-parent\" data-id=\"1ee03d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<p class=\"e-59d3cdf-dfafb6e e-paragraph-base e-default-p\" data-interaction-id=\"59d3cdf\" data-e-type=\"widget\" data-id=\"59d3cdf\">Habla con un asesor<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"bf3a22b\" class=\"e-bf3a22b-b8553a5 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"bf3a22b\"><strong>&nbsp;<\/strong>\u00bfTienes <strong>activos que quieres convertir en liquidez<\/strong>?<\/h2>\n\t\t\t\t\t<p class=\"e-6c1046e-d582a42 e-paragraph-base e-default-p\" data-interaction-id=\"6c1046e\" data-e-type=\"widget\" data-id=\"6c1046e\">Cu\u00e9ntanos qu\u00e9 tipo de activos tienes y un asesor de FUTURFID te contactar\u00e1.<\/p>\n\t\t\t\t\t<a href=\"\/#contacto\" target=\"_self\" class=\"e-11fc9ba-9957c4f e-button-base e-default-a\" data-interaction-id=\"11fc9ba\" data-e-type=\"widget\" data-id=\"11fc9ba\">\n\tHabla con un asesor\n<\/a>\n\t\t\t\t\t<p class=\"e-1be39e7-eee0355 e-paragraph-base e-default-p\" data-interaction-id=\"1be39e7\" data-e-type=\"widget\" data-id=\"1be39e7\"><a href=\"https:\/\/futurfid.reviewthisweb.com\/index.php\/negocio-fiduciario-2\/\" target=\"_self\" class=\"e-paragraph-link-base e-default-a\">\n\t\tVolver a Negocio fiduciario\n\t<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd0bf98 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"fd0bf98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc11358 e-con-full e-grid e-con e-child\" data-id=\"bc11358\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8189c9d e-con e-atomic-element e-flexbox-base e-default-div e-8189c9d-07f3b66 \" data-id=\"8189c9d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8189c9d\" data-e-type=\"e-flexbox\" data-id=\"8189c9d\">\n    \t\t\t<p class=\"e-0c0f6f6-0700f30 e-paragraph-base e-default-p\" data-interaction-id=\"0c0f6f6\" data-e-type=\"widget\" data-id=\"0c0f6f6\">\u00bfCu\u00e1ndo elegir este fideicomiso?<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"7b42b34\" class=\"e-7b42b34-53e507b e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"7b42b34\">\u00bfCu\u00e1ndo elegir la <strong>titularizaci\u00f3n<\/strong>?<\/h2>\n\t\t\t\t\t<p class=\"e-a66d399-d8d0715 e-paragraph-base e-default-p\" data-interaction-id=\"a66d399\" data-e-type=\"widget\" data-id=\"a66d399\">Es la estructura adecuada en situaciones como estas:<\/p>\n\t\t\t\t\t<p class=\"e-938f903-7bb581e e-paragraph-base e-default-p\" data-interaction-id=\"938f903\" data-e-type=\"widget\" data-id=\"938f903\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-a024138 e-con e-atomic-element e-flexbox-base e-default-div e-a024138-577cbc6 \" data-id=\"a024138\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a024138\" data-e-type=\"e-flexbox\" data-id=\"a024138\">\n    \t\t<div class=\"elementor-element elementor-element-b1ea613 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"b1ea613\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando la empresa necesita liquidez inmediata y prefiere obtenerla convirtiendo activos propios en valores, sin incrementar su nivel de endeudamiento bancario.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32dc312 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"32dc312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando la empresa tiene una cartera de cr\u00e9dito, derechos de cobro o flujos de contrato de volumen significativo y quiere diversificar sus fuentes de financiamiento.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb79841 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"cb79841\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando el tama\u00f1o de la operaci\u00f3n justifica acceder directamente al mercado de valores, con valores calificados colocados entre inversionistas institucionales.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26ee24b elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"26ee24b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando se requiere una estructura con mecanismos de garant\u00eda propios \u2014sobrecolateralizaci\u00f3n, fondo de reserva\u2014 que den certeza al mercado sin depender de garant\u00edas externas.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df80dc8 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"df80dc8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e17bb9 elementor-widget elementor-widget-text-editor\" data-id=\"3e17bb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wp-block-kadence-column kadence-column439_f56c52-6c\">\n  <div class=\"kt-inside-inner-col\">\n    <section class=\"fide-simulador\">\n      <div class=\"fide-simulador__wrap\">\n        <div class=\"fide-simulador__header\">\n          <h2>\u00bfEs para tu caso?<\/h2>\n          <p>Responde tres preguntas r\u00e1pidas y te orientamos sobre la estructura que mejor se ajusta a tu necesidad.<\/p>\n        <\/div>\n        <div class=\"fide-simulador__grid\">\n\n          <!-- FORMULARIO -->\n          <div class=\"fide-simulador__card fide-simulador__card--form\">\n            <div class=\"fide-simulador__card-top\">\n              <span class=\"fide-simulador__badge\">Evaluaci\u00f3n<\/span>\n              <div class=\"fide-simulador__card-main\">\n                <div class=\"fide-simulador__big\">3 pasos<\/div>\n                <div class=\"fide-simulador__sub\">Diagn\u00f3stico r\u00e1pido<\/div>\n              <\/div>\n            <\/div>\n            <div class=\"fide-simulador__bar\"><\/div>\n            <div class=\"fide-simulador__fields\">\n              <div class=\"fide-simulador__field\">\n                <label for=\"fide-tipo\">\u00bfQu\u00e9 tienes para estructurar?<\/label>\n                <select id=\"fide-tipo\">\n                  <option value=\"\">Selecciona una opci\u00f3n<\/option>\n                  <option value=\"titularizacion\">Activos que generan flujos: cartera de cr\u00e9dito, derechos de cobro o concesiones.<\/option>\n                  <option value=\"garantia\">Bienes o flujos para respaldar una obligaci\u00f3n ante un acreedor.<\/option>\n                  <option value=\"inmobiliario\">Un proyecto inmobiliario para desarrollar con control independiente.<\/option>\n                <\/select>\n              <\/div>\n              <div class=\"fide-simulador__field\">\n                <label for=\"fide-objetivo\">\u00bfQu\u00e9 necesitas obtener?<\/label>\n                <select id=\"fide-objetivo\">\n                  <option value=\"\">Selecciona una opci\u00f3n<\/option>\n                  <option value=\"liquidez\">Liquidez inmediata sin incrementar mi nivel de endeudamiento bancario.<\/option>\n                  <option value=\"certeza\">Certeza para un acreedor sobre mis activos o flujos.<\/option>\n                  <option value=\"control\">Control independiente de un proyecto o de recursos con una finalidad definida.<\/option>\n                <\/select>\n              <\/div>\n              <div class=\"fide-simulador__field\">\n                <label for=\"fide-etapa\">\u00bfEn qu\u00e9 etapa est\u00e1s?<\/label>\n                <select id=\"fide-etapa\">\n                  <option value=\"\">Selecciona una opci\u00f3n<\/option>\n                  <option value=\"explorando\">Explorando opciones.<\/option>\n                  <option value=\"concreto\">Tengo un caso concreto.<\/option>\n                  <option value=\"listo\">Listo para estructurar.<\/option>\n                <\/select>\n              <\/div>\n            <\/div>\n            <div class=\"fide-simulador__actions\">\n              <button id=\"fideReset\" class=\"fide-simulador__btn fide-simulador__btn--ghost\" type=\"button\">Limpiar<\/button>\n              <button id=\"fideCalcular\" class=\"fide-simulador__btn fide-simulador__btn--primary\" type=\"button\">Evaluar ahora<\/button>\n            <\/div>\n          <\/div>\n\n          <!-- RESULTADO -->\n          <div class=\"fide-simulador__card fide-simulador__card--result\">\n            <div class=\"fide-simulador__card-top\">\n              <span class=\"fide-simulador__badge fide-simulador__badge--blue\">Resultado<\/span>\n              <div class=\"fide-simulador__ring\">\n                <div class=\"fide-simulador__ring-center\">\n                  <div class=\"fide-simulador__ring-text\">Diagn\u00f3stico<\/div>\n                  <div id=\"fidePorcentaje\" class=\"fide-simulador__ring-value\">0%<\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"fide-simulador__bar\"><\/div>\n            <div class=\"fide-simulador__result-box\">\n              <h3 id=\"fideTitulo\">Completa la evaluaci\u00f3n<\/h3>\n              <p id=\"fideTexto\">Responde las tres preguntas para orientarte sobre la estructura que mejor se ajusta a tu necesidad.<\/p>\n            <\/div>\n            <div class=\"fide-simulador__meta\">\n              <div class=\"fide-simulador__meta-item\">\n                <span>Estructura<\/span>\n                <strong id=\"fideNivel\">Pendiente<\/strong>\n              <\/div>\n              <div class=\"fide-simulador__meta-item\">\n                <span>Siguiente paso<\/span>\n                <strong id=\"fideRecomendacion\">Sin evaluar<\/strong>\n              <\/div>\n            <\/div>\n            <a id=\"fideCTA\" class=\"fide-simulador__cta\" href=\"#formulario\">Habla con un asesor<\/a>\n            <p class=\"fide-simulador__disclaimer\">Esta es una orientaci\u00f3n inicial, no una recomendaci\u00f3n vinculante.<\/p>\n          <\/div>\n\n        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Transforma cartera, derechos de cobro o inmuebles en valores calificados que se colocan entre inversionistas. Habla con un asesor La titularizaci\u00f3n no es un pr\u00e9stamo Cuando una empresa titulariza no pide dinero prestado: transfiere activos al fideicomiso y este emite&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":1304,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1210","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fideicomiso de Titularizaci\u00f3n - Futurfid<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fideicomiso de Titularizaci\u00f3n - Futurfid\" \/>\n<meta property=\"og:description\" content=\"Negocio fiduciario \u203a Titularizaci\u00f3n Convierte tus activos en liquidez a trav\u00e9s del mercado de valores. 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